Oval CZ Swirl Cocktail Ring

Ninety-nine rupees is doing a lot of work here. The centre stone is a full oval cubic zirconia, big enough to read from across a room, and the setting swirls two curved lines of smaller stones past it, so the whole face of this oval CZ cocktail ring moves when your hand does.

A swirl halo is a different animal from a neat border. The curves run past the oval rather than around it, which gives the design a direction, almost a rotation, and stops it sitting as a static lozenge on the finger. Between the curves the rose gold plating shows through in warm channels, so there is metal in the picture as well as sparkle.

It has the scale of the rings that usually come out for receptions and festive dinners, and the adjustable open band means it can move between hands, which big rings are often asked to do. It needs no supporting jewellery.

Big stones at small prices are exactly where honesty matters most, so, plainly: this is cubic zirconia over plated metal, sold as that. What the money buys is cut and scale. Keep it dry, give it the odd wipe, and the shine it left the box with is the shine it keeps.